Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. The Fair Credit Reporting Act gave you the right to check ...

When did you last check your credit score? Wendy Knowler has the lowdown on why this is important and what the National ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...