Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement ...

Cash Balance Pension Plan vs. 401(k) The most significant difference between a cash balance pension and a 401(k) is that the employer bears the investment risk in a CBP.

Maximize your retirement savings with a Cash Balance Plan – a hybrid pension option tailored for small businesses.

Let’s say, for example, a participant has a cash balance in the plan of $200,000 upon retiring at age 67. The individual has a right to an annuity based on that amount. However, under most CBP plans, ...

A cash-balance plan is a defined benefit plan that is a whole lot like a traditional pension, but with a few elements that closely resemble a 401(k).

Starting five years before her retirement, she could set up a cash balance plan, sell an extra $200,000 of grain each year and have an offsetting cash balance plan deduction to offset the grain sales.

The traditional cash balance plan provides stable but modest growth tied to 30-year Treasury yields (1.67% to 4.15% during the years in question), while the market-based cash balance plan ...

Cash balance plans have exploded in popularity and now hold more than $1 trillion of wealth. The plans are complicated. They have some features in common with 401(k)s, even though they are ...