Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement ...

A cash-balance plan is a defined benefit plan that is a whole lot like a traditional pension, but with a few elements that closely resemble a 401(k).

Let’s say you participate in a cash balance pension plan at your company, receiving a pay credit percentage of 5% and an interest rate of 4%. If you earn $120,000, you will receive a pay credit ...

The traditional cash balance plan provides stable but modest growth tied to 30-year Treasury yields (1.67% to 4.15% during the years in question), while the market-based cash balance plan ...

While cash balance plans have many benefits, they do come with some challenges. The main one is the need for a substantial and consistent cash flow to meet the annual contribution commitments (cash ...

With a cash balance plan, most people save a lump sum amount, similar to what you would do in a 401(k). Ariana Aspuru: How are contribution limits different in cash balance plans?