Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Just half of Americans think credit history is used by insurance companies to calculate auto insurance rates, according to a new NerdWallet survey. Credit scores are pervasive in our society, used to ...

Don’t drop your insurance. Instead, start by contacting your insurer about payment options and discounts. Between rising gas and car-repair prices, it's an expensive time to be a driver. And car ...