If you're looking for a safe place to park significant savings, a jumbo CD could be the right choice. Most jumbo CDs require a minimum deposit of at least $100,000, but offer high rates in return. As rates change,

CD account rates will vary by lender and term. Here are the specific terms offering the best rates this September.

Mike Cetera is the editor in chief for Forbes Marketplace U.S. Mike has written and edited articles about mortgages, savings accounts, CD rates and credit cards for more than a decade. Prior to joining Marketplace,

If you want to put some money away for savings, Synchrony Bank’s CD accounts have some of the most competitive rates on the market. See if Synchrony’s CD is the right fit for you.

Depending on your CD type, terms and other details, there's a varying range of CD rates you can qualify for today. The following CD rates are the current national averages for specific terms as of September 11, 2026, according to Bankrate.

CD rates are on the move. Earn up to 4.94% with today's CDs.

Now is a good time to buy CDs, as yields have begun to tick back up after falling in late 2025 when the Federal Reserve cut its rate three times. In the current environment, you can find both short-term and long-term CDs that pay above 4% APY.

Top 6-month CDs are still paying around 4.00% APY as of right now. But that may not last much longer. In its June meeting, the Federal Reserve held interest rates steady, with the next policy decision expected in late July. Still, many banks have already ...

CDs offer a balance of solid returns and flexibility. Find out which banks and credit unions are offering the top 18-month CD rates.

No-penalty CDs from Climate First Bank, BTG Pactual and Marcus by Goldman Sachs balance strong yields with the flexibility to access your money before maturity.