Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of December 10, 2025, the best 12-month CD ...
Today's best CDs pay up to 4.27% APY. With another Fed rate cut likely incoming, it's smart to lock in a solid return before ...
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Best IRA CD rates for December 2025

An IRA CD could be the tool you've been looking for to kickstart your retirement savings journey. Here are the best IRA CD ...
Yields for 12-month certificates of deposit this month are down 18 basis points over the past year at just 1.7%, according to the latest government data. That said, dozens of banks and credit unions ...
CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide, helping community financial institutions effectively attract new deposits. The company today ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...
For the first time since December 2024, interest rates have been cut, giving borrowers reason for cautious optimism. Savers, however, may want to strongly consider pivoting their approach. The high ...
As your CD matures, one wrong move could leave you stuck with a low rate for months or even years. Here’s how to keep your earnings high despite the Fed’s next cut.
In the current economic climate, putting your money in a certificate of deposit account can provide some stability. If you can afford to lock up some of your funds for a set term, fixed-rate CDs ...
As interest rates have risen over the past couple of years, CDs have become a more attractive investment. When you purchase a certificate of deposit, you get a guaranteed rate of interest for a ...