Saving for retirement can be confusing. You probably know that having a 401(k) is advisable, but if your eyes glaze over when presented with financial jargon, you’re not alone. Whether you already ...

Discover the CRPS certification, its role in retirement planning for businesses, exam details, benefits, and ongoing requirements for maintaining the designation.

A practical look at the “80 percent rule,” why it is useful, and how you can adapt it to your own retirement planning ...

Clark explained that a 30-year-old contributing $5,000 per year to a 401 (k) would accumulate $1,490,634, assuming a 10% annual return until age 65. With the employer's $5,000 match, the total yearly ...

Hardship withdrawals hit a record 4.8 percent in 2024: Vanguard Before the pandemic, the average was around 2 percent each year Several factors help explain the recent uptick More Americans are ...

Borrowing from your 401(k) might sound appealing when you need quick cash. After all, the typical 401(k) loan interest rate is low — usually the prime rate plus 1%, and you’re essentially paying ...

Planning for retirement often comes with major financial concerns — from rising inflation to unexpected healthcare expenses.

An industry effort led by six record keepers to make workplace retirement savings plans more portable and reduce the problem of 401(k) cashouts is paying off. Savers in workplace retirement plans with ...