Banks are closed on the second and fourth Saturdays of the month. January 4 is the first Saturday, so banks will be open. The RBI announced 13 holidays for January 2025, including national and regiona

Banks are usually open on the first, third, and fifth Saturdays (if any) of a month, while they are closed on all second and fourth Saturdays as well as on all Sundays, according to the mandate of the Reserve Bank of India (RBI).

The RBI is yet to release its official list of bank holidays for 2025, but as per news reports, on January 1, 2025, the majority of banks throughout the nation will be closed.

Banks in Chandigarh will be closed on January 6 for Sri Guru Gobind Singh’s Birthday. The RBI mandates regional and national holidays, with banks closed on Sundays and specific Saturdays. Online banking remains available,

Banks will remain shut for 13 days in January, including certain festivals, important celebrations and national holidays. Check the complete holiday list

In 2025, Easter won't fall until Sunday, April 20. Meaning people will have to wait some three weeks longer for their next bank holiday, after January 1. When Easter falls depends on the lunar season, as Easter takes place on the first Sunday after the full Moon that occurs on or after the spring equinox.